What this record means
The record shows the mark THE SPENDSMART PAYMENTS COMPANY is cancelled; the registration was cancelled on Mar 27 2020 because the owner, SPENDSMART NETWORKS, INC., did not file an acceptable Section 8 declaration, and the USPTO lists the status as “Dead · Cancelled.” The registration covered only one class—Class 036 (Insurance & Financial)—specifically “financial services, namely, providing trackable, reloadable pre‑paid credit card services.” A similar name would raise the closest record‑based concern if used for comparable prepaid‑card or other financial‑service offerings; uses outside that narrow scope fall farther from the listed protection, but the record does not give the owner control over every possible use of the words. This was a Principal Register registration, not a Supplemental Register filing, and the prosecution history shows the usual acceptance, statement‑of‑use filings and a final registration in Aug 2013 before the later cancellation. The supplied history contains no oppositions, cancellations by third parties, or other enforcement actions. I'd treat this as a meaningful concern if you plan a name that targets the same prepaid‑card financial services market.
Informational only - not legal advice.